Cisco VPN Client Default Gateway

Hi,

I have setup a test VPN client , as attached picture:

crypto isakmp client configuration group Test
 key 6 Test
 pool Test-Pool
 acl Test-VPN-Client

ip local pool Test-Pool 172.16.1.80 172.16.1.90


ip access-list extended Test-VPN-Client
    10 permit ip 192.168.12.0 0.0.0.255 any
  

ip route 192.168.12.0 255.255.255.0 172.16.1.2 name Test

If I create any pool which is not in the range of 172.16.1.0/24 , when I connect with my vpn client i get the strange gateway of 172.16.0.1!!!!!!!!

when I create a pool in the 172.16.1.0 range , my gateway is corrected to 172.16.1.1 which is the R1 interface but although having the route pointing to 192.168.12.0 i still can't ping it!!!

Am i missing something here?

Thanks for your help guys
Samy